Programmable Money For Smart Business Consulting

4 min readMar 26, 2022

“Now is the time to consider a feasibility of ZERO overhead Business Consulting”

Somehow still in March 2022, while observing a final stage of long journey toward an implosion of traditional financial system, there are some people not aware of transformational power of Bitcoin. I was surprised to find that so many of my colleagues from international Consulting Business are also behind; seams like risks of unfriendly relations with SEC / IRS and alike have blocked or might be preventing them from exploring new opportunities.

Bitcoin reached an escape velocity and even authorities can’t stop BTC network from spreading and being widely used by people, unless we end up in a kind of totalitarian state regime. Over the last months, despite of it’s expected volatility, the total market cap of Bitcoin surpassed a yearly Global remittances volume, while total cryptocurrency market surpassed $2 Trillion.

As a Polish emigrants we still remember our country under communist rules and dictates of centrally planned economy. Anyone who is at least a bit interested in history, philosophy and literature knows how maleficent and dehumanizing totalitarian regimes could be. The history is teaching us however that finally people are always fighting with their oppressors to reclaim ultimate human right — personal freedom, even though it often takes years and decades to make a change.

Regardless the way our society chooses to live, Blockchain technology is going to be adopted globally — and many still deny or not even realize it. Blockchain together with 5G, AI and others, due to their productivity improvement promises, will generate a huge, long term deflationary pressure on the global economy. Those who are currently on the driving seat — know it very well, of course. Our “Leaders” understand, that the only way of transition to the new reality without sparking a global revolution, is to inflate current economic system to the limits and, paradoxically, finance the construction of the New World Order with old, good, printed dollars. How exactly they are going to execute and hide this sinister agenda and who is actually benefiting from it the most?

Let’s discuss it some other time…

We recommend to be prepared for upcoming years while a collapse of the current financial system and its transition to the new one is being managed carefully. It’s going to be a bumpy road. New World Order — the result of the final reconciliation between means of controlling (centralization) and the personal freedom (decentralization) — will take the shape of heterogeneous combination of discreet and intertwined financial systems at all levels: Unions, States, Corporations and Communities (1).

But, let’s come back to Blockchain and Consulting…

Is the promise of “ZERO overhead Business Consulting” feasible with DAO-like Consulting Organization powered by blockchain based ecosystem ?

I started thinking about the idea back in 2018 when we had been exposed to crypto assets for the first time more seriously. To be fair, I actually heard about blockchain around 2016 but, at the time I was yet one of those arrogant International Consultants who was making attractive daily rate and travelling around the globe while delivering freelance services to multinationals. At some point however eureka moment came and I realized that blockchain could bring something BIG to the Business Consulting Industry too!

For years freelancers attempted to create consulting companies. At the end, who does not want to be proud to deliver entire project to one of the prestigious international customers? It is a satisfying feeling, indeed. Some of those companies succeeded and majority failed due to variety of reasons. The ones that survived are continuously facing a lot of pressure in terms of overhead costs — administration/back office, HR, consultants on the bench…! Who wants to deal with ALL of that ! Can we do it better ?

Others will do it indeed and DAO type organizations will start popping up — A decentralized autonomous organization (DAO), sometimes called a decentralized autonomous corporation (DAC), is an organization represented by rules encoded as a computer program that is transparent, controlled by the organization members and not influenced by a central government. Those type of new organizations will target ZERO overhead cost by decentralizing their process on public blockchains. But, would it be even better if they could run their own currency on top of their own payment network ? What about one for Freelance Community ?

Some already see the benefits of a private & price-stable cryptocurrency that combines the best of both fiat and Bitcoin, few organizations yet have a clear plan for the adoption of such a currency. Lower operational costs, organizational flexibility or higher quality of customer service are only few examples of those benefits. Since the value of a currency as a medium of exchange is mainly driven by its network effects, a successful digital currency for freelancers needs to maximize adoption. We believe that set of useful smart contracts designed specifically to respond the needs of international freelancers will trigger the adoption.

We propose a cryptocurrency, which is both price-stable and growth-driven. It achieves price-stability via an elastic money supply, enabled by stable mining incentives. It also uses seigniorage created by its minting operations as freelance oriented transaction stimulus, thereby facilitating adoption. This adoption is accelerated by a set of smart contracts that allow DAO eliminating traditional overhead costs on one hand and create an internal economy on the other. There is demand for a decentralized, price-stable money protocols in both fiat and blockchain economies. If such protocol for World Wide Consulting Organizations succeeds, then it will change Consulting Business forever.

We will publish our next article soon …

  1. Link to IMF papers
  2. Link to the video Raoul Pal